BMW Finance.
BMW Chattel Mortgage
If you’re using your BMW predominantly for business purposes, a BMW Chattel Mortgage(1) allows you to take ownership of your BMW, in exchange for fixed monthly repayments with a fixed interest rate. It also provides the flexibility to customise your finance options, such as the term of your loan and optional deposit, trade in and balloon payments, to suit your needs.
As with all of our products, you won’t pay any account keeping fees and you also have the option to guarantee the future value of your BMW with BMW Full Circle(2).
A BMW Chattel Mortgage could also be a tax-effective finance solution for your business as you might be eligible for certain tax benefits relating to the interest paid on the loan and depreciation of the vehicle. We recommend that you consult your accountant or tax advisor to find out more about whether you can benefit from this product.
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| Key features | |
| Customer type | Business |
| Ownership | Yes |
| BMW Full Circle⁽²⁾ available | Yes |
| Vehicle | New/Used/Demo |
| Terms | 24 to 60 Months |
| Interest Rate | Fixed |
| Payment frequency | Monthly |
| Payment method | Direct debit/BPAY® |
| Balloon/Final lump sum payment | Optional |
| 24/7 online access | BMW One app |
Disclaimer:
(1) Finance provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.
(2) BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value amount (GFV) at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.