Personal Finance.
BMW Consumer Loan
A BMW Consumer Loan(1) may help you experience the joy of owning your Ultimate Driving Machine sooner. With no account keeping fees, a BMW Consumer Loan offers fixed interest rates which means you can easily budget for the future with fixed monthly repayments.
This option allows you the flexibility to choose the term of your loan, whether you would like to pay a deposit, trade-in your previous vehicle or add a balloon payment to your contract to vary your monthly repayment to suit your needs.
Once you’ve found your BMW, one of our qualified Business Managers can discuss tailoring the options available to suit your needs.
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| Key features | |
| Customer type | Consumer |
| Ownership | Yes |
| BMW Full Circle⁽²⁾ available | Yes |
| Vehicle | New/Demo/Used |
| Terms | 24 to 60 Months |
| Interest Rate | Fixed |
| Payment frequency | Monthly |
| Payment method | Direct debit/BPAY® |
| Balloon/Final lump sum payment | Optional |
| 24/7 online access | BMW One app |
Click here to view the BMW Financial Services Target Market Determination.
Disclaimer:
(1) Finance provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.
(2)BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value (GFV) amount at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.