BMW Premier Motor Insurance.

The Freedom of Choice.

Insurance requirements can be as unique and individual as your vehicle – that’s why BMW Premier Motor Insurance has been developed with BMW owners in mind.

The key benefits of BMW Premier Motor Insurance.

BMW Premier Motor Insurance also includes a host of additional benefits including:

Additional Benefits Maximum Amounts
New for old replacement – less than 3 years old[3] Included
Child seat or baby capsules cover Up to $500 per incident
Emergency repairs $500 any one incident
Emergency accommodation and travelling expenses $1,000 any one incident and more than 100km from home
Lock re-keying/re-coding $1,000 any one incident
Personal items $1,000 any one incident
Staying mobile following a not at fault collision[5] Rental car up to 30 days, $100 per day maximum
Staying mobile following theft Rental car up to 30 days, $100 per day maximum
Towing Reasonable costs
Trailer and Caravan cover $1,000 or market value whichever is the lesser
Transportation costs $500 any one incident
Legal Liability $20,000,000 any one event or series of events
Pay your premium by the month[4] No extra cost

BMW Premier motor insurance is all about choice.

That's why we offer you the choice to create a policy tailored to your individual requirements. Enjoy the flexibility to choose your options, control the level of coverage for your vehicle, and the premium you pay.

Optional benefits you can add Maximum Amounts
Removal of basic excess for tyre claims 2 replacements or repairs in any period of insurance
Removal of basic excess for windscreen claims 1 replacement and 2 repairs in any period of insurance
Staying mobile following an accident[5] Rental car up to 30 days, $100 per day maximum
Tools of trade $3,000 any one incident
Options you can select to decrease your premium[6]  
Named driver option Unnamed driver excess option, $2,500 any one claim
Adjustable Excess You may be able to increase your excess to reduce your premium

Ask your authorised dealers for more information or ring our BMW Insurance Customer Contact Centre on 1300 808 030.

Make a finance enquiry

ONLINE INSURANCE CLAIM.

Make a BMW Premier Motor Insurance claim online, with 24/7 access to our Online Claims Portal.

Lodge your claim

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement. Download a PDS

If you hold a BMW Loan Protection Insurance policy and require more information, please refer to the BMW Loan Protection Insurance PDS

Disclaimer:

*The insurer of this BMW Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street Sydney NSW 2000. In arranging this insurance BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither BMW Australia Finance nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 808 030.

[1]If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.

[2]Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

[3]If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

[4]Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

[5]Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.

[6]Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.